HDFC Bank
Swiggy HDFC Bank Credit Card
Cashback10% Cashback
on eligible Swiggy app spends
Joining Fee
₹500 + taxes
Annual Fee
₹500 + taxes
All cards
Axis Bank
Flipkart Axis Bank Credit Card
CashbackVisa
A co-branded cashback credit card by Axis Bank and Flipkart that offers 5% cashback on Flipkart, 7.5% on Myntra, 4% on preferred partners such as Swiggy, Uber and PVR, and 1% on other retail spends, plus domestic lounge access and fuel surcharge waiver.
Joining fee
₹500 + GST
Annual fee
₹500 + GST
Rewards
Up to 7.5% cashback
Best for
Flipkart, Myntra and partner merchant spends
Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.
Key benefits
- Welcome benefit: ₹250 Flipkart voucher on the first transaction, available when the joining fee is paid
- Flipkart & travel cashback: 5% cashback on eligible Flipkart spends and 5% cashback on eligible Cleartrip spends
- Myntra cashback: 7.5% cashback on eligible Myntra spends
- Preferred partner cashback: Unlimited 4% cashback on eligible spends with selected partner merchants including Swiggy, Uber and PVR
- Other retail cashback: Unlimited 1% cashback on other eligible retail spends
- Airport lounge access: 4 complimentary domestic airport lounge visits per calendar year, subject to applicable minimum-spend criteria
- Fuel benefit: 1% fuel surcharge waiver on eligible transactions of ₹400 to ₹4,000, capped at ₹400 per statement cycle
Fees & charges
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST from the second year onwards
- Annual fee waiver
- Waived if annual spends exceed ₹3,50,000
- Add-on card fee
- Nil
- Finance charges
- 3.75% per month (~55.55% p.a.)
- Foreign currency transaction fee
- 3.5% of the transaction value
- Late payment charges
- Nil for dues below ₹500; ₹500 for dues of ₹501–₹5,000; up to ₹1,200 for dues above ₹10,000
Eligibility
- Eligibility is assessed by Axis Bank at the time of application
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