HDFC Bank
HDFC Pixel Play Credit Card
Cashback5% + 3% Cashback
on categories you choose yourself
Joining Fee
₹0
Annual Fee
₹0
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View All CardsFour cards Indian shoppers, travellers and UPI users ask about most — compare fees and rewards before you apply.
SBI Card
SBI SimplySAVE Credit Card
Rewards10X Reward Points
on dining, movies & groceries
Joining Fee
₹499 + taxes
Annual Fee
₹499 + taxes
Federal Bank
Scapia Federal Bank Credit Card
Travel20% Scapia Coins
on eligible travel via Scapia app
Joining Fee
₹0
Annual Fee
₹0
YES Bank
YES Bank Kiwi RuPay Credit Card
UPIUp to 2% Cashback
on UPI scan-and-pay
Joining Fee
₹0
Annual Fee
₹0
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Punjab National BankEveryday RuPay cardsLatest Credit Card News
View All NewsRBI rule changes, UPI-on-credit updates, fee revisions and lounge access changes.
21 May 2025
RBI revises rules for credit card payments via UPI
The regulator has updated how RuPay credit cards can be linked to UPI apps, changing what merchants and cardholders should expect at checkout.
Read More
18 May 2025
UPI transactions on credit cards get a major update
More banks are enabling credit-on-UPI, expanding where cardholders can scan and pay with a linked credit line.
Read More
14 May 2025
Banks revise annual fees and reward caps on popular cards
Several issuers have refreshed their fee schedules and reward earning caps. Check your card's latest terms before your next statement.
Read MoreLatest CardPower Guides
View All BlogsPlain-English explainers on credit scores, rewards, billing cycles and fees.
Credit Score
How to improve your credit score in 5 simple steps
Small, consistent habits move your score more than one-off fixes. Here are five that matter most for Indian borrowers.
Read Article
Card Picks
What to look for in a lifetime free credit card
Zero annual fee does not mean zero value. Here is how to judge a lifetime free card before you apply.
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Rewards
Reward points vs cashback: which one suits your spending?
Points can be worth more than cashback — but only if you redeem them well. A practical comparison.
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