IDFC FIRST Bank
IDFC FIRST Millennia Credit Card
Lifetime FreeLifetime Free Rewards
accelerated points & lounge access
Joining Fee
₹0
Annual Fee
₹0
All cards
IDFC FIRST
Zero Fee Classic Card
Lifetime Free
A simple lifetime-free card for first-time users, with never-expiring reward points and low-interest EMI conversions.
Joining fee
₹0
Annual fee
₹0
Rewards
Never-expiring reward points
Best for
First-time credit card users
Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.
Key benefits
- No joining or annual fee, for life
- Reward points that do not expire
- Low-interest EMI conversion on large purchases
- Roadside assistance and other lifestyle benefits as per issuer terms
Fees & charges
- Joining fee
- Nil
- Annual fee
- Nil
- Interest rate
- As per issuer schedule of charges
- Late payment
- As per issuer terms
Eligibility
- Indian resident aged 21 or above
- Salaried or self-employed
- First-time card applicants are eligible
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Annual Fee
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