IDFC FIRST Bank
IDFC FIRST EARN Credit Card
CashbackFD-backed RuPay card
UPI cashback, movie discounts & credit builder
Joining Fee
₹0 (limited-period offer)
Annual Fee
₹499 + GST
Credit Builder Credit Cards
FD-backed cards to build or establish credit
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Money back on every spend
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Lounge access & air miles
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Points across categories
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Surcharge waivers at pumps
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Savings on medicines, labs & wellness
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Scan and pay on credit
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Zero annual fee, forever
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Airport lounges in India
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Lounges worldwide
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UPI-ready RuPay network
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Online & EMI offers
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Top-tier privileges
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Free tickets & discounts
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Zero forex markup & global spends
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Complimentary lounge visits
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Complimentary railway station lounge access
Credit Builder Cards
FD-backed cards to build or establish credit
Credit Builder Cards (2)
IDFC FIRST Bank
IDFC FIRST Hello Cashback Credit Card
CashbackUp to 5% online cashback
FD-backed RuPay card with automatic cashback redemption
Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST