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Axis Bank

Axis Bank Neo Credit Card

LifestyleVisa

An entry-level lifestyle credit card from Axis Bank with a low joining fee, a 100% welcome cashback on the first utility bill payment, flat discounts on Zomato and Blinkit, BookMyShow movie discounts, Paytm recharge cashback and EDGE Reward Points on every spend.

Joining fee

₹250 + GST

Annual fee

₹250 + GST

Rewards

1 EDGE RP per₹200

Best for

Everyday spends on food, movies, groceries and recharges

Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.

Axis Bank Neo Credit Card card design

Key benefits

  • Welcome offer: 100% cashback on the first eligible utility bill payment, capped at₹300, when the payment is completed within 30 days of card issuance
  • Food & dining: Flat₹120 off on eligible Zomato food delivery orders, available twice per month
  • Movies & entertainment: 10% discount on eligible BookMyShow movie tickets, capped at₹100 per month
  • Grocery: 10% discount on eligible Blinkit grocery orders, capped at₹250, on a minimum transaction value of₹750
  • Utility & recharge: 5% cashback on eligible Paytm utility recharges for mobile, DTH and broadband, capped at₹150 per month
  • Rewards: Earn 1 EDGE Reward Point for every₹200 spent

Fees & charges

Joining fee
₹250 + GST
Lifetime free
Available through select channels
Annual / renewal fee
₹250 + GST from the second year onwards
First-year annual fee
Nil
Lifetime-free eligibility
Available through select channels
Add-on card fee
Nil
Finance charges
Up to 3.6%–3.75% per month, depending on applicable terms
Cash withdrawal fee
2.5% of the withdrawn amount, minimum₹500
Foreign currency transaction fee
3.50%

Eligibility

  • Eligibility is assessed by Axis Bank at the time of application

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