Punjab National Bank

PNB Zaggle Credit Card

Name: PNB Zaggle Credit Card
Brand: Punjab National Bank
Price: 499 INR
Availability: InStock

Twin CardVisa + RuPay

A co-branded twin card from Punjab National Bank and Zaggle that gives you both Visa and RuPay variants under a single credit limit, with lounge access, brand vouchers, UPI scan-and-pay and insurance coverage.

Joining fee

₹499 + GST

Annual fee

₹499 + GST

Rewards

Visa + RuPay variants

Best for

Everyday spends, travel and UPI payments

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Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.

Key benefits

Twin Card Benefits: Receive both Visa and RuPay variants under a single credit limit. The Visa variant is suitable for wider/global acceptance and online shopping, while the RuPay variant supports applicable lifestyle benefits and UPI-enabled scan-and-pay transactions.
Airport & Railway Lounge: Complimentary domestic and international airport lounge access. RuPay Select variant: up to 8 domestic airport lounge visits per year and up to 2 international airport lounge visits per year. Complimentary railway lounge access is also included.
Lifestyle & Shopping: Access to periodic brand vouchers and offers from Flipkart, Myntra, MakeMyTrip and transit brands, plus dining-related benefits and eligible jewellery purchase discounts.
Health & Wellness: Cult.fit / Cure.fit live subscription benefits where applicable.
Entertainment: Select OTT benefits and quarterly movie ticket discounts (where eligible).
UPI Benefits: RuPay variant supports eligible UPI-enabled scan-and-pay transactions.
Insurance: Personal accident insurance coverage up to ₹10 lakh.

Fees & charges

Joining fee: ₹499 + applicable GST
Annual / renewal fee: ₹499 + applicable GST
Annual fee waiver: May be waived on achieving the applicable annual spending milestone, such as ₹1,50,000 in the previous year (terms apply)
Add-on card fee: Nil