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HDFC Bank

HDFC Millennia Card

Rewards

A rewards-first card for online shoppers, with accelerated cashback on partner platforms and quarterly milestone vouchers.

Joining fee

₹1,000

Annual fee

₹1,000

Rewards

Up to 5% cashback via partner brands

Best for

Online shoppers and young professionals

Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.

HDFC Millennia Card card design

Key benefits

  • Accelerated cashback on select partner merchants and the issuer's shopping portal
  • Base cashback on all other online and offline spends
  • Quarterly spend-milestone vouchers as offered by the issuer
  • Complimentary domestic lounge visits on meeting quarterly spends

Fees & charges

Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
Interest rate
As per issuer schedule of charges
Forex markup
As per issuer terms

Eligibility

  • Salaried or self-employed Indian resident
  • Age typically between 21 and 40 years
  • Income criteria as defined by the issuer

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