IDFC FIRST Bank

IDFC FIRST WOW Black Credit Card

Name: IDFC FIRST WOW Black Credit Card
Brand: IDFC FIRST Bank
Price: 750 INR
Availability: InStock

Rewards

The IDFC FIRST WOW Black Credit Card packs welcome benefits worth over ₹5,000, 4 complimentary domestic airport lounge visits per year, a complimentary virtual UPI-enabled credit card, 25% off movie tickets via Zomato District, 1% fuel surcharge waiver, trip cancellation cover and 0% foreign exchange markup on international spends and ATM cash withdrawals.

Joining fee

₹750 + GST

Annual fee

₹750 + GST (waived on annual spends of ₹1.5 lakh)

Rewards

Accelerated reward points on travel

Best for

Rewards, domestic lounge access, UPI payments, movies and zero-forex spends

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IDFC FIRST WOW Black Credit Card card design

Key benefits

Fees & Charges: Joining fee of ₹750 + GST; annual fee of ₹750 + GST; annual fee waived if annual spends reach ₹1.5 lakh; 0% foreign exchange markup on international spending and ATM cash withdrawals.
Welcome Benefits: Welcome benefits worth over ₹5,000, including applicable partner discounts, travel vouchers, 3-month Prime membership and 1-year Gold Max Membership.
Rewards: Accelerated/bonus reward points on eligible flight and hotel bookings through the IDFC FIRST Bank Mobile App; travel redemption value of 1 Reward Point = ₹0.50.
Travel Benefits: 4 complimentary domestic airport lounge visits per calendar year (maximum 1 visit per quarter); accelerated rewards on eligible flight and hotel bookings through the IDFC FIRST Bank Mobile App.
Travel Insurance: Trip cancellation cover up to ₹10,000, available up to 2 times per year.
UPI Benefits: Complimentary virtual UPI-enabled credit card.
Entertainment: 25% discount on eligible movie tickets through Zomato District, maximum discount of ₹100.
Fuel Benefits: 1% fuel surcharge waiver, maximum benefit of ₹200 per month.
International / Forex: 0% foreign exchange markup on international spending; 0% markup on ATM cash withdrawals where applicable.

Fees & charges

Joining fee: ₹750 + GST
Annual fee: ₹750 + GST (waived on annual spends of ₹1.5 lakh)
Foreign exchange markup: 0% on international spending and ATM cash withdrawals
Add-on card fee: As per IDFC FIRST Bank schedule of charges
Finance charges: As per IDFC FIRST Bank schedule of charges