SBI Card
SBI SimplySAVE Credit Card
Rewards10X Reward Points
on dining, movies & groceries
Joining Fee
₹499 + taxes
Annual Fee
₹499 + taxes
All cards
YES Bank
YES Bank POP Club Credit Card
RewardsRuPay
A lifetime-free YES Bank RuPay rewards card that earns POPcoins on every purchase, with accelerated rewards on POP Club partner merchants, fuel surcharge waiver and UPI-ready payments.
Joining fee
₹0
Annual fee
₹0
Rewards
Up to 5% POPcoins on partner spends
Best for
Everyday rewards, online shopping and fuel spends
Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.
Key benefits
- Welcome benefit: bonus POPcoins credited on your first eligible transaction
- Earn POPcoins on every eligible card spend — redeemable within the POP Club rewards ecosystem
- Up to 5% POPcoins on select POP Club partner merchants and lifestyle spends
- 1% fuel surcharge waiver on eligible fuel transactions
- Lifetime free — no joining fee and no annual fee
- RuPay-enabled UPI linkage for scan-and-pay on credit across UPI QR merchants
Fees & charges
- Joining fee
- ₹0 (lifetime free)
- Annual / renewal fee
- ₹0 (lifetime free)
- Lifetime free
- Yes
- Fuel surcharge waiver
- 1% on eligible fuel transactions
- Interest rate
- As per YES Bank schedule of charges
- Cash withdrawal fee
- As per issuer terms
Eligibility
- Indian resident with a valid PAN and Aadhaar
- Aged 21 or above
- Approval subject to YES Bank / POP Club checks
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Joining Fee
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Annual Fee
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IDFC FIRST Bank
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RewardsUp to 10X Reward Points
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Joining Fee
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Annual Fee
₹750 + GST (waived on annual spends of ₹1.5 lakh)