SBI Card
SBI Card ELITE
Premium5X Reward Points
on dining, departmental stores & groceries
Joining Fee
₹4,999 + taxes
Annual Fee
₹4,999 + taxes
All cards
IDFC FIRST Bank
IDFC FIRST Bank Ashva Credit Card
PremiumVisa Infinite
A premium Visa Infinite card from IDFC FIRST Bank with up to 40X reward points on app hotel bookings, 7,500 welcome and milestone points, quarterly domestic, international and railway lounge access, CFAR travel insurance, BookMyShow buy-one-get-one and complimentary golf rounds.
Joining fee
₹2,999 + GST
Annual fee
₹2,999 + GST (2nd year onwards)
Rewards
5X–40X Reward Points
Best for
Premium travel, hotel & flight bookings, golf and lounge access
Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.
Key benefits
- Welcome & milestone: earn 7,500 reward points — 2,500 on payment of the joining fee, 2,500 on spending ₹20,000 in the 2nd statement and 2,500 on spending ₹20,000 in the 3rd statement (spend-linked)
- Earn an additional 7,500 reward points on annual spends of ₹8 lakh (spend-linked)
- 5X reward points on eligible spends below ₹20,000
- 10X reward points on incremental eligible spends above ₹20,000
- 10X reward points on eligible birthday spends
- Up to 40X reward points on eligible hotel bookings through the IDFC FIRST Bank mobile app
- Up to 30X reward points on eligible flight bookings through the IDFC FIRST Bank mobile app
- Reward value: 1 reward point = ₹0.40 when redeemed for eligible flight/hotel bookings through the IDFC FIRST Bank mobile app
- Reward value: 1 reward point = ₹0.25 for other eligible redemptions
- Travel & lounge: 4 domestic airport lounge visits per quarter
- Travel & lounge: 2 international airport lounge visits per quarter
- Travel & lounge: 4 domestic railway lounge visits per quarter
- Travel insurance: Cancel For Any Reason (CFAR) cover up to ₹25,000, maximum 2 claims per year
- Entertainment: Buy 1 Get 1 Free movie tickets through BookMyShow, maximum discount ₹400 per eligible transaction
- Golf: up to 2 complimentary golf rounds/lessons per month (spend-linked eligibility)
Fees & charges
- Joining fee
- ₹2,999 + GST
- Annual fee
- ₹2,999 + GST from the 2nd year onwards
- Add-on metal card
- ₹2,000 joining fee + GST; ₹1,000 annual fee
- Add-on plastic card
- ₹1,500 joining fee + GST; ₹1,000 annual fee
- Finance charges
- As per IDFC FIRST Bank schedule of charges
- Foreign transaction fee
- As per issuer terms
Eligibility
- Indian resident with a valid PAN card
- Aged 21 years or above
- Income and creditworthiness as per IDFC FIRST Bank policy
- Milestone, golf and lounge benefits are spend-linked as per issuer terms
- Approval subject to issuer verification
Similar cards
IDFC FIRST Bank
IDFC FIRST Bank Mayura Credit Card
PremiumUp to 10X Reward Points
lounge, golf & zero forex privileges
Joining Fee
₹5,999 + GST
Annual Fee
₹5,999 + GST (2nd year onwards)