SBI Card
SBI Card ELITE
Premium5X Reward Points
on dining, departmental stores & groceries
Joining Fee
₹4,999 + taxes
Annual Fee
₹4,999 + taxes
All cards
IDFC FIRST Bank
IDFC FIRST Bank Mayura Credit Card
PremiumMastercard
A premium Mastercard credit card from IDFC FIRST Bank with up to 10X reward points, 4,000 welcome points, up to 16 domestic and international lounge visits per year, railway lounge access, complimentary golf, BOGO movie tickets, comprehensive travel insurance and 0% foreign exchange markup.
Joining fee
₹5,999 + GST
Annual fee
₹5,999 + GST (2nd year onwards)
Rewards
Up to 10X Reward Points
Best for
Premium travel, lounge access, golf and international spends
Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.
Key benefits
- Fees & Charges: Joining fee of ₹5,999 + GST; annual/renewal fee of ₹5,999 + GST from the 2nd year onwards; 0% foreign exchange markup.
- Welcome & Milestone Benefits: 4,000 welcome reward points on payment of the joining fee; renewal benefits worth up to ₹7,500 on payment of the annual/renewal fee.
- Rewards: 10X reward points on monthly spends above ₹20,000; 10X reward points on eligible birthday spends; 5X reward points on monthly spends up to ₹20,000; 3X reward points on eligible rent, wallet load, education and government spends; 1X reward points on eligible insurance spends; reward points never expire.
- Reward Redemption: 1 reward point = ₹0.50 for eligible travel bookings through the IDFC FIRST Bank Mobile App; 1 reward point = ₹0.25 for other eligible redemption options.
- Travel & Lounge Benefits: Up to 16 domestic airport lounge/spa visits per year (maximum 4 per quarter) including 1 guest; up to 16 international airport lounge visits per year (maximum 4 per quarter); up to 16 railway lounge visits per year.
- Travel Insurance: Air accident cover of ₹1 crore; personal accident cover of ₹10 lakh; trip cancellation / Cancel For Any Reason (CFAR) protection up to ₹50,000; lost card liability protection of ₹50,000.
- Entertainment: Buy 1 Get 1 Free movie tickets with a maximum discount of ₹500 per ticket, available up to 2 times per month.
- Golf: 4 complimentary golf rounds per year and 12 complimentary golf lessons per year.
- Lifestyle & Assistance: Complimentary 24/7 roadside assistance worth ₹1,399.
- Card Privileges: Exclusive Mastercard World privileges.
- International / Forex: 0% foreign exchange markup on international transactions.
Fees & charges
- Joining fee
- ₹5,999 + GST (includes 4,000 welcome reward points upon payment)
- Annual / renewal fee
- ₹5,999 + GST from the 2nd year onwards (renewal benefits worth up to ₹7,500 on payment)
- Foreign exchange markup
- 0%
- Add-on card fee
- As per IDFC FIRST Bank schedule of charges
- Finance charges
- As per IDFC FIRST Bank schedule of charges
Eligibility
- Indian resident with a valid PAN card
- Aged 21 years or above
- Income and creditworthiness as per IDFC FIRST Bank policy
- Milestone, golf and lounge benefits are spend-linked as per issuer terms
- Approval subject to issuer verification
Similar cards
IDFC FIRST Bank
IDFC FIRST Bank Ashva Credit Card
PremiumUp to 40X Reward Points
premium travel, lounge & golf privileges
Joining Fee
₹2,999 + GST
Annual Fee
₹2,999 + GST (2nd year onwards)