IDFC FIRST Bank
IDFC FIRST Bank Ashva Credit Card
PremiumUp to 40X Reward Points
premium travel, lounge & golf privileges
Joining Fee
₹2,999 + GST
Annual Fee
₹2,999 + GST (2nd year onwards)
All cards
SBI Card
SBI Card ELITE
PremiumVisa Signature
A premium Visa Signature lifestyle card bundling a ₹5,000 welcome e-gift voucher, complimentary movie tickets every month, 5X reward points on dining and grocery spends, and domestic plus international Priority Pass lounge access.
Joining fee
₹4,999 + taxes
Annual fee
₹4,999 + taxes
Rewards
5X RP on select categories, 2 RP per ₹100 elsewhere
Best for
Premium lifestyle, movie benefits and worldwide lounge access
Applications are assessed by the issuing bank. CardPower does not approve applications or guarantee eligibility.
Key benefits
- Welcome benefit: ₹5,000 e-gift voucher from eligible brands such as Yatra, Pantaloons, Shoppers Stop or Bata/Hush Puppies
- Movie benefit: 2 complimentary movie tickets per month via BookMyShow, up to ₹250 discount per ticket
- Earn 5X reward points on dining, departmental stores and grocery spends
- Earn 2 reward points per ₹100 on other eligible retail spends
- Milestone rewards: up to 50,000 bonus reward points per year on eligible spending milestones
- 2 complimentary domestic airport lounge visits per quarter in India
- Up to 6 international lounge visits per calendar year with complimentary Priority Pass, maximum 2 per quarter
- Low foreign transaction fee of 1.99% on international spends
- 1% fuel surcharge waiver on fuel transactions of ₹500–₹4,000, capped at ₹250 per statement cycle
Fees & charges
- Joining fee
- ₹4,999 + applicable taxes
- Annual / renewal fee
- ₹4,999 + applicable taxes per year
- Renewal fee waiver
- Waived on annual spends of ₹10,00,000 or more in the previous year
- Foreign transaction fee
- 1.99%
- Fuel surcharge waiver
- 1% on transactions of ₹500–₹4,000, capped at ₹250 per statement cycle
- Add-on card fee
- Nil
Eligibility
- Eligibility is assessed by SBI Card at the time of application
Similar cards
IDFC FIRST Bank
IDFC FIRST Bank Mayura Credit Card
PremiumUp to 10X Reward Points
lounge, golf & zero forex privileges
Joining Fee
₹5,999 + GST
Annual Fee
₹5,999 + GST (2nd year onwards)